Protect Your Home Your Way
Our Home and Mobile Homeowners insurance policies provide affordable financial protection for one of your largest investments. We can help you rebuild, repair, or replace your property if the unthinkable happens. You'll also have liability protection in the event someone else is injured on or off your property. Ask your agent about our wide-ranging optional coverages that fit your budget.
Equipment Breakdown
We offer coverage for your equipment such as computers, kitchen appliances, water heaters, heat pumps, well pumps, pool systems, and more.
Service Line
Protect the valuable (and costly) underground piping, wiring, valves, or attached devices that connect you to public utility services or to private systems.
Home Cyber Protection
Cyber crime can be costly and distruptive. We offer coverage for loss due to a cyber-attack, cyber extortion, online fraud and identity recovery.
Inland Flood
Severe storms can generate an unusual amount of rain. We offer an innovative solution for properties in low to moderate flood risk areas. Coverage includes damage to the residence, personal property (including in your basement), loss of use and debris removal.
Ask your agent about our wide-ranging additional coverages.
Policyholder Reviews
- CORRY, PA Adjuster was friendly and helpful. Explained coverages and possible declinations. Overall happy with the experience. Hope to never have a claim again but was thankful for the insurance! Virtual high five to my adjuster! ~January, 2026
- SALAMANCA, NY My adjuster was very professional, informative, and kind. I am very satisfied with the way that my claim was handled. I will recommend this company to others. ~November, 2025
- RIDGWAY, PA Kind and friendly. Called to check on the progress of the repair. ~March, 2025
- GILLETT, PA Insurance Claim went great and Adjuster helped from start to finish. ~January, 2026
Why Choose Millville Mutual?
- Customizable to meet your needs
- Lower premiums and lower spending
- Policy packages to increase protection
Millville Mutual's independent agents hold the same customer-first values as we do.
They're experts on functional replacement
costs and are ready to stand by your side as a partner to protect your properties, your way.